Auto? Life? Business? We’ve got you covered.

 

Auto Insurance

 

Auto insurance protects you against financial loss if you have an accident. It is a contractual agreement between you and the insurance company.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy contains 7 different types of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have certain coverage requirements.

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Auto Insurance

 

Auto insurance protects you against financial loss if you have an accident. It is a contractual agreement between you and the insurance company.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy contains 7 different types of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have certain coverage requirements.

 

Home Insurance

With all the various kinds of home coverage available, it can be difficult to narrow down what type of policy will best fit your needs. We help you break down the different types of homeowners insurance policies — including what they do and how they financially protect you.

TYPES OF COVERAGES:

ADDITIONAL LIVING EXPENSES— Covers costs for temporary housing, meals, etc., while your home is being restored or rebuilt.
STRUCTURAL — 
Covers damage to your home or dwelling.
PERSONAL BELONGINGS- 
covers damage to items in or around your home or dwelling.
LIABILITY PROTECTION— 
Covers your legal responsibility for injuries or damage to other people or property.

 

 

Home Insurance

With all the various kinds of home coverage available, it can be difficult to narrow down what type of policy will best fit your needs. We help you break down the different types of homeowners insurance policies — including what they do and how they financially protect you.

TYPES OF COVERAGES:

ADDITIONAL LIVING EXPENSES— Covers costs for temporary housing, meals, etc., while your home is being restored or rebuilt.
STRUCTURAL — 
Covers damage to your home or dwelling.
PERSONAL BELONGINGS- 
covers damage to items in or around your home or dwelling.
LIABILITY PROTECTION— 
Covers your legal responsibility for injuries or damage to other people or property.

 

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Business Insurance

Your business needs to be protected financially from the loss of buildings, equipment and business personal property in the event of fire, theft or other covered types of damage or destruction. If your business involves servicing other people’s property, you should have protection while it’s in your possession. Also, beyond physical damage to property, you can also protect your business from lost income resulting from a covered loss.

What Types of Insurance Do Small Business Owners Need?
Every business is different, and there are a variety of coverage options to help protect your business.

  • Workers Compensation Insurance
  • Professional Liability Insurance
  • Unemployment Insurance
  • Disability Insurance
  • Medical Insurance

 

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Business Insurance

Your business needs to be protected financially from the loss of buildings, equipment and business personal property in the event of fire, theft or other covered types of damage or destruction. If your business involves servicing other people’s property, you should have protection while it’s in your possession. Also, beyond physical damage to property, you can also protect your business from lost income resulting from a covered loss.

What Types of Insurance Do Small Business Owners Need?
Every business is different, and there are a variety of coverage options to help protect your business.

  • Workers Compensation Insurance
  • Professional Liability Insurance
  • Unemployment Insurance
  • Disability Insurance
  • Medical Insurance

 

Health Insurance

It is almost impossible to live without health insurance these days. With the rising costs of health care, some people are finding it difficult to find affordable coverage. Whether your employer does not offer health coverage, or you are self employed, you may find yourself in a position where you need to seek your own health insurance policy.

Most insurance agents can offer you two types of health care coverage:

1. Indemnity Plans (or Fee-for services plans)

    • Cafeteria/Flexible Spending Plans
    • Indemnity Health Plans
    • Basic & Essential Health Plans
    •  High Deductible Health Plans (HDHP)
    • Health Savings Accounts (HSA)

2.  Managed Care Plans

    • Health Maintenance Organizations (HMOs)
    • Preferred Provider Organizations (PPO)

 

 

Health Insurance

It is almost impossible to live without health insurance these days. With the rising costs of health care, some people are finding it difficult to find affordable coverage. Whether your employer does not offer health coverage, or you are self employed, you may find yourself in a position where you need to seek your own health insurance policy.

Most insurance agents can offer you two types of health care coverage:

1. Indemnity Plans (or Fee-for services plans)

    • Cafeteria/Flexible Spending Plans
    • Indemnity Health Plans
    • Basic & Essential Health Plans
    •  High Deductible Health Plans (HDHP)
    • Health Savings Accounts (HSA)

2.  Managed Care Plans

    • Health Maintenance Organizations (HMOs)
    • Preferred Provider Organizations (PPO)
pexels-photo-1855269

 

Life Insurance

Protect your family and your future with the right life insurance.

Planning to keep your family secure – today tomorrow, and down the road? The right personal, life, and health coverage is essential. Buffalo Insurance Agency, is an independent insurance agency – meaning we do business with multiple insurance companies and compare protection and prices to find the best value for you. As your local agent, we understand the details of planning needed in AR, and we’re committed to being your advocate in times of need. Offering Insurance such as:

  • Whole Life Insurance | Life insurance coverage with a long-term investment.
  • Term Life Insurance | Insurance protection to help keep your family safe.

 

 

pexels-photo-260024

Life Insurance

Protect your family and your future with the right life insurance.

 

Planning to keep your family secure – today tomorrow, and down the road? The right personal, life, and health coverage is essential. Buffalo Insurance Agency, is an independent insurance agency – meaning we do business with multiple insurance companies and compare protection and prices to find the best value for you. As your local agent, we understand the details of planning needed in AR, and we’re committed to being your advocate in times of need. Offering Insurance such as:

  • Whole Life Insurance | Life insurance coverage with a long-term investment.
  • Term Life Insurance | Insurance protection to help keep your family safe.